It’s that time of year. If you’ve purchased tax liens that are seasoned more than 3 years, you can now start to begin the foreclosure process. This process takes a fair amount of time, and I would not expect it to be completed for about nine months.
The process is primarily designed to notice all parties that might have an interest in the property. This requires hand service and then, if you cannot notice all parties in person, service by publication.
Once notice has been properly completed, we can move onto the defaulting of the loan, or into the litigation phase of the judicial foreclosure.
The litigation aspect is fairly unusual, so there is no need to go into that in detail.